Welcome to the Andrew Byam Agency of New Jersey founded in 1970 and formerly under Armstrong, Ennis, & Byam Ltd. In 1955 by family members.   We pride ourselves in the understanding and solving your Business, Commercial and Personal Insurance needs at the best prices with top rated insurance companies.


We are Independent Agents and proud members of the Independent Insurance Agents Association. That means we represent many insurance companies and give you a choice of options and premiums. We work for you the customer and not a company. We offer Expertise, Service and Pricing that are next to none.


Contact us today – email or phone and talk to a real human being not a recording.


Same Day Quotes in most cases.


Our Clientele include all type businesses including:   Stores – Retail – Wholesale Automotive Repair Contractors Plumbing, Electrical, Building, Masonry, Offices, Manufacturers, Farms and Garden Centers


Our Products include HOMEOWNERS, BUSINESS PACKAGES, WORKERS COMP, TRUCK, Auto and all property & casualty coverages including STRAIGHT FIRE, LIABILITY and FLOOD.      Also Health and Life Insurance.


Provider of Business Insurance and risk management for large and small enterprises in NJ & PA. From large Industrials & Manufacturers to Retail Shops on Main St. to Farms & NJ Agricultural firms in rural areas


Competitive on Heavy Trucks. Best Workers' Comp Program in State.


Building/Construction appraisals. Call for free estimates.


Provide personal consultation on site. Call us today to schedule an appointment.   Ask about our Special Workers Comp Dividend / Rebate program.


References available upon request.



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Featured insurance policies

Health insurance


Accidents or illness can take place at the blink of an eye, but the consequences can be far-reaching and may include prohibitive medical bills or disability. Be sure that your health insurance has you covered.

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Overview of personal insurance policies

Personal liability insurance


Personal liability insurance is one of the most important policies you can own. Find out what sort of coverage your policy should provide.

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Commercial property insurance


Fire, storm, water damage your commercial real estate is vulnerable to many risks. We'll help you determine your coverage requirements.

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Overview of commercial insurance policies